Calculators

Default rates are editable assumptions. Confirm stamp duty, registration and GST with the sub-registrar and your chartered accountant.

EMI

Loan eligibility

Banks set their own ratio; 50% is a common starting point.

Affordability

Down payment

Stamp duty & registration

Uttar Pradesh rates are commonly 7% stamp duty and 1% registration, with concessions for some buyers. Confirm the current rate with the sub-registrar.

Total acquisition cost

GST applies to under-construction property; ready-to-move property generally has none. Use the developer’s cost sheet.

Rental yield

ROI

Enter a sale value you can support with evidence. This is arithmetic, not a forecast.